You have got a right to see just what is in your credit report. Then you can find out exactly what has influenced your credit score if you want to borrow money with bad credit.
Most likely, then you can ask for them to be corrected, which can improve your score if there are any errors.
You can find three key credit reporting agencies when you look at the UK, although a couple of various brands use their information to supply individuals with their credit ratings.
These agencies are:
You can access your credit rating at no cost through some of the agencies, however if you need to visit your file that is full agencies may require payment.
Nonetheless, some credit solutions provide usage of the total apply for free, such as for instance ClearScore or Noddle (now called Credit Karma) so it’s well worth looking around to get a free choice.
Can a loan is got by me with ‘bad credit’ from Satsuma?
With Satsuma, you are able to submit an application for short-term borrowing that could match some individuals that are trying to find a credit loan that is bad.
Even you may be able to qualify for a loan with Satsuma – subject to affordability if you have had difficulties managing credit or bills in the past. (altro…)