You or write you to ask you to pay the debt if you donвЂ™t pay a debt, the creditor may call. The creditor may deliver your debt to an assortment agency. The collection agency may additionally phone and compose. Often these phone telephone calls or letters are harassing.If you compose a page into the collection agency and have them to quit calling you, they need to stop calling you. Nonetheless, it shall maybe maybe not avoid them from suing you.